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No matter what your age, if you have anyone who depends on you in any way, it’s a good idea to line up life insurance and write a will. The average cost of a funeral in the US is about $16,000. End of life medical expenses can really mount up even if you have good insurance.

A will is therefore one of the best ways to plan ahead for these end of life costs, and to make sure your family or those taking care of your estate (that is, what you leave behind) aren’t stuck with a mess to try to sort through.

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